What's the current interest rate?

There are three tiers:

  1. Accounts with balances of $0.01 - $2,499.99 earn 4.0% APY.

  2. Accounts with balances of $2,500.00 - $9,999.99 earn 4.25% APY.

  3. Accounts with balances of $10,000.00 and up earn 4.5% APY.

Is my rate APR or APY?

Your rate is APY.

See the difference between APR and APY at APRtoAPY.com.

How often does interest accrue?

Once you see your transaction confirmed in your Dashboard, you'll begin earning interest immediately. Interest on your Linus account accrues continuously, based on the rate quoted on your Activity page. 

You will see balances updated every 6 hours on your Dashboard chart.


Is my rate subject to change?

Yes. 

Rates are updated monthly, and you will receive an email any time your rate changes. If you would like to see the current interest rate your deposit is earning, please log in and visit your Activity page. 

Is my rate a promotional rate?

Nope! Your rate is subject to change, as stated above, however. 

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Linus Historical Yields

Linus Historical Rates. Currently 4.0% APY, 4.25% APY, or 4.5% APY depending on account balance.

Create a Linus Account | Go to the Linus Home Page | Login to your Linus Account

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