It depends on the direction and method...


  • ACH and Debit Card deposits 5 business days of initiation.

  • Wire will typically settle the same business day it is received by Linus. (FYI - Linus will cover wire fees up to $30!)

Even though deposit completion times are long for ACH and Debit Card, deposits begin earning interest immediately upon initiation, so that you can earn interest even while your funds are in motion. Learn more here.


  • Wire will typically settle within 1 business day of initiation.

  • ACH will typically settle within 2-3 business days of initiation.

  • Debit card is not supported for withdrawals.

*Note: Bank holidays will typically slow down transfer processing times temporarily.*

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